# Living Abroad - Foreigner Guide

Articles (5)

- [International Money Transfer: What It Really Costs and How to Send It](https://foreignerguide.com/articles/international-money-transfer-what-it-really-costs-and-how-to-send-it.md) — Jul 16, 2026: How international money transfers really cost you: the hidden exchange-rate markup, what banks and apps charge, and your right to cancel within 30 minutes.
- [Health Insurance for Expats: Plans, Costs, and How to Choose](https://foreignerguide.com/articles/health-insurance-for-expats-plans-costs-and-how-to-choose.md) — Jul 16, 2026: How expat health insurance differs from travel cover, what Cigna, Allianz, and SafetyWing plans cost, and how to pick one for long-term life abroad.
- [Finding an Apartment Abroad: Costs, Documents, and Scams](https://foreignerguide.com/articles/finding-an-apartment-abroad-costs-documents-and-scams.md) — Jul 16, 2026: Find a rental abroad the safe way: use local listing sites, budget for deposits and key money that can top three months' rent, and never pay before you view.
- [Culture Shock Tips for Adjusting to Life Abroad](https://foreignerguide.com/articles/culture-shock-tips-for-adjusting-to-life-abroad.md) — Jul 15, 2026: Culture shock moves through predictable stages first named by Kalervo Oberg in 1960. Practical tips to settle in abroad — and to survive coming home again.
- [How to Open a Bank Account Abroad Before and After You Move](https://foreignerguide.com/articles/how-to-open-a-bank-account-abroad-before-and-after-you-move.md) — Jul 15, 2026: Opening a bank account abroad usually needs a passport, proof of address, and a tax number, but digital accounts like Wise let you start before you arrive.

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